Specialist Property Accountants London
From single buy-to-let units to large portfolios. We provide the expert landlord tax advice London investors need to navigate Section 24, Capital Gains Tax, and SPV incorporation.
The "Section 24" Problem
Expert Landlord Tax Advice London
Property tax laws have changed drastically. The introduction of Section 24 (mortgage interest relief restriction) has wiped out profits for many individual landlords. At Sara Coopers, we are property tax specialists London. We don’t just file your tax return, we restructure your portfolio. Whether you need a buy to let accountant London to manage your annual filing or advice on moving properties into a Limited Company (SPV), we help you protect your yield.
What We Do
Complete Property Tax Specialists London
Buy to Let Accountant London
We prepare rental accounts for individuals and limited companies, ensuring you claim every allowable expense from letting agent fees to maintenance costs.
Limited Company (SPV)
Thinking of incorporating? We advise on the pros and cons of moving your portfolio into a “Special Purpose Vehicle” to secure full mortgage interest relief.
CGT Planning
Selling a property? You have just 60 days to report and pay Capital Gains Tax. We calculate your liability and advise on reliefs (like Private Residence Relief) to reduce the bill.
Overseas Investors
Living abroad? We handle the Non-Resident Landlord (NRL) scheme registration and annual tax returns to ensure you remain compliant with HMRC.
Who We Help
Supporting Your Property Journey
Real estate is a long term game. You need property accountants London who understand the lifecycle of an investment.
New Investors:
We help you structure your first purchase correctly (Personal vs. Ltd Co) to save tax later.
Portfolio Landlords:
We assist with refinancing, “incorporation relief,” and inheritance tax planning to pass assets to the next generation.
Developers:
We advise on VAT rules for new builds and conversions (5% vs 20% rates).
Why Sara Coopers?
Why Choose Us as Your Property Accountants London?
Sector Expertise: We don’t just know tax; we know property. We understand yields, LTVs, and the specific challenges of the London rental market.
Proactive Planning: We review your portfolio before the tax year ends to suggest pension contributions or spousal transfers that could lower your tax bill.
Fixed Fees: Our pricing is per property or per portfolio, so you always know your accounting costs upfront.
frequently asked question
Often, yes. Limited Companies can still deduct 100% of mortgage interest from profits (unlike individuals). However, mortgage rates can be higher. We can model the difference for you.
Section 24 prevents individual landlords from deducting mortgage interest from their rental income before tax. Instead, you get a 20% tax credit, which often increases tax bills for higher-rate taxpayers.
You can claim for letting fees, insurance, ground rent, repairs (not improvements), and our buy to let accountant London fees.
Maximize Your Rental Income
Speak to a specialist Property Tax Accountant London today.